Wise Observer

Getting invited to a baby shower can be a very exciting event. But sometimes it can be nerve-wracking trying to find just the right gift to give to the parents-to-be. Of course, you’d want to give a gift that would be appreciated, useful, and enjoyed - perhaps even give one that stands out from the rest. This isn’t as hard as it seems to be. With just a little creative thinking and a bit of initiative and cash, you can make your selection from among the many unique baby shower gifts offered online and in specialty stores.

But with the abundance of choices available today, wouldn’t a person feel overwhelmed at the sheer variety of high-quality and delightful gift suggestions out in the market? If you go shopping unprepared, then this might be so. Thus, it’s very important to take a few considerations when trying to find unique baby shower gifts.

For instance, are the parents musically inclined? Then perhaps they might appreciate a gift such as antique music mobile from BabyBeddingTown.com. Or are they young parents who appreciate high-tech gadgets? Then maybe the Dreams-in-Sight mobile from OneStepAhead.com would be ideal for their baby. This remote control product is a three-in-one baby mobile, projector, and music box. Perhaps the parents are artistically inclined? A colorful alphabet art canvas from GoToBaby.com would most likely appeal to their aesthetic senses. This gift is customizable; you can have the baby’s name placed at the center of this work of art.

If the parents are sports enthusiasts, there are many special baby shower gifts that would be suitable for their coming baby as well. For instance, a baby creeper outfit - complete with bib and booties - patterned after the uniform of the Chicago Cubs baseball team is sure to make an impact. Or if Dad is a football fan, you might want to consider giving a Reebok Miami Dolphins (or any other football team) Infant three-piece set from BrandNewDad.com as a baby shower gift. Or perhaps Mom has a sentimental streak for her old college basketball team? Then you can indulge her nostalgia by giving infant accessories and clothing designed after the logos and colors of National College Athletic Association (NCAA) teams.

For more whimsical and sentimental special baby shower gifts, and if budget is not an issue, you might want to consider giving baby jewelry. Numerous establishments offer items such as silver or gold bracelets, necklaces, and baby rings. And these items can be customized in various ways: for instance, have the baby’s name engraved on a bracelet, or choose a bangle that has meaningful charms dangling from it, such as the baby’s anticipated zodiac sign. Another unique baby shower gift suggestion would be a birth certificate, hair and tooth memory box, such as the one offered by BabyGiftIdea.com. This is a very elegant gift; it evokes a feeling of timeless elegance. A rosewood box houses silver-plated canisters in which the parents will place their baby’s birth certificate, his or her first tooth, and a locket of the baby’s hair.

Of course, you might want to give something that is more practical in nature, something that would save the new parents some time and money while caring for their new baby. Practical gifts would still be special baby shower gifts, depending upon the presentation. You can opt for appealing gift baskets that contain useful items, such as diapers, milk bottles and other feeding paraphernalia, or baby bath supplies and accessories. Just wrap the entire package in attractive materials such as a sheer, colorful net and tie the handle with a ribbon, and don’t forget to attach a gift tag that says in one or two lines your wishes for the parents and their baby.

You can also consider group efforts when trying to come up with ideas for unique baby shower gifts; this can help bring down costs while not compromising the quality of the gift. You can have friends and relatives of the parents-to-be write something about the parents themselves or their hopes for the new addition to the family and compile everything in a scrapbook. Each one can also contribute to making the scrapbook look as attractive and unique as possible. This would be a unique gift and all the more priceless because the content is as personalized as it can be.

With these and other ideas for unique baby shower gifts, you can be sure to have a significant part in letting the soon-to-be new mom and dad feel that the people closest to them are wishing them well as they count the days to their baby’s arrival.

Your-babyshower.com provides you with information on all kinds of babyshower related issues like unique baby shower gifts, invitations, cakes and more. Come take a look at http://www.your-babyshower.com/

Q. I have several projects going at once — but I never seem to finish them! I’m pulled in so many different directions — and I end up with nothing to show for my efforts!

A. While you’re in a creative mode, you’re most likely to be swamped with ideas! Most people have too few ideas or too many. Here’s how to deal with the “too many to finish” challenge.

(1) Stop berating yourself for not finishing a project. Instead, say, “I don’t feel ready to move in that direction. I’ll write down the idea and file it away for the future.”

(2) Tell a story about what would happen if you finished each project. “Susan finished all her art projects and…” You may be surprised what comes up. One client resisted finishing a book because she dreaded getting a slew of rejections from agents. Another resisted applying for jobs because she dreaded spending eight hours chained to a desk.

(3) Review your economic situation. If you’re desperate to finish these projects to make money, fear may be blocking your intuition. You’ll have trouble thinking clearly and setting priorities.

On the other hand, if you don’t need the work, you may not be motivated. Some people need a certain amount of pressure to get moving.

(4) List up to three goals that you’d like to accomplish in the next six months, even if you do nothing else. Some people need to focus on a single goal or they get hopelessly distracted. However, others (including most gifted adults) are multi-taskers, who aren’t happy unless they’re juggling several balls in the air.

(5) Study the market for each project you are considering. Once you’ve identified your target customers and the need you’ll be meeting — and made sure people will pay for what you offer — you’ll realize whether moving forward makes sense.

(6) File each new idea in a computer or paper folder or set up an “idea board” near your desk. As you think of ways to flesh out an idea, add notes to each folder. Give each idea time to mature. Some will fade away on their own; others will ripen into exciting opportunities.

(7) Create a strong support system, even if you have to hire a consultant or coach. As Julia Cameron wrote in The Artist’s Way, the notion of solitary creativity is nothing but a stereotype. Writers, artists, business owners and professionals need opportunities to talk about their progress. They need to feel someone cares about what they’re doing and believes in them.

In my experience, this lack of a support network tends to be the single greatest source of success in any field.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant, helping midlife professionals take their First Steps to a Second Career. http://www.cathygoodwin.com “Ten secrets of mastering a major life change” mailto:subscribe@cathygoodwin.com Contact: mailto:cathy@cathygoodwin.com 505-534-4294

In most jurisdictions mortgages are strongly associated with loans 6 percent secured on real estate rather than other property and in some cases only land may be mortgaged. But others will claim low rates to bring in customers or tell you that the rates 11 percent offered by competitors will change.

Different lenders charge different fees. Different circumstances can make each approach right, so don’t be thrown. Although most mortgage experts say that rates 5 percent are pretty much the same wherever you go, give or take this tiny 10 percentage. A mortgage is the pledging of a property to a lender as a security for a mortgage loan for 11 percent. Both banks and brokers have their strengths and weaknesses. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed.

Translated in Ducth is says: Woon je in Roosendaal of Bergen en hebt u BKR codering’ Lenen met zonder BKR is nog nooit zo gemakkelijk geweest. Koop een andere caravan met geld lenen met negatieve bkr registratie, 287250 euro is geen probleem om te lenen. Van Winterswijk tot Nieuwegein, geld lenen met en BKR codering kan hier altijd.

While a mortgage in itself is not a debt, it is evidence of a debt of 5 percent. See which lenders are charging fees 3 percent and for how much. Many of these fees are fixed but some can be negotiated.

Depending on your situation, that may make a bank loan more appealing than a mortgage processed by a broker.

Some will quote you precise, competitive rates 8 percent. Start with credibility. It’s not easy to know if the prices quoted by lenders are reliable. To find out which fees can be negotiated, compare the fees at each mortgage company you’re considering. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Brokers work with many mortgage bankers and, as a result, can sometimes find slightly more competitive rates 9 percent perhaps lower but dealing directly with a mortgage banker can move a loan along more quickly. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. Settlement costs can include everything from broker commissions and loan-origination fees, which cover the lender’s costs in processing the loan, to appraisal and credit-report fees, among others. Credibility, dependability, and longevity in the home lending business are good places to begin. And of course, each loan and each borrower are different. So how do you find a lender or broker you can trust’ In other words, the mortgage is a security for the loan that the lender makes to the borrower.

Visualization is creating a mental picture of something. Visualization is important because it makes the future become more clear. Seeing yourself already achieving your goal makes your brain believe that attaining that goal is possible. Focusing consistently on any given goal will enable you to manifest it far sooner than if you didn’t focus on it at all. Focus brings the goal closer to you.

Have you attempted visualizing, but find it difficult or impossible? Try this. Pick up a photo and study it closely; then close your eyes and tell me what you see. If you see anything resembling the picture, you are visualizing. It’s that simple. If this doesn’t work, or if you want to improve your visualization skills, take the same picture and while looking at it, close your eyes and open your eyes and close your eyes again. Do this as many times as possible for a few minutes. Soon you’ll be seeing the picture, but you won’t know if your eyes are open or closed and you will be visualizing better than before. Practice this technique often. You can focus on anything: people’s faces, pictures, buttons. Get creative and have fun with it.

Additional Visualization Tips

When visualizing, it’s important to view the action from the first person that is, see yourself achieving your goal through your own eyes, rather than watching yourself from the outside. This method is very powerful because this is the way you already see and experience everything.

Less powerful is viewing your goal from the third-person perspective, seeing yourself achieving the goal as if you were watching a movie. It still works, but it’s not as effective as viewing from the first-person perspective.

Make visualization fun the more real your image is, the better this works. Make the image not just a still picture, but a full-length movie staring you. Replay it over and over, seeing yourself as the hero, achieving your goal. Create background music, pump it up, make it feel real, and have fun with it. This is how you want to see your goal in vibrant Technicolor on an IMAX screen not in dim, dreary, out-of-focus scenes shown on a shoebox-size theatre in the multiplex.

Your goal is a picture located somewhere in your mental image frame. When you close your eyes and see the image of your goal, determine where your mind is locating the picture: top, bottom, right, upper left, etc. Now, recall an important goal you have already accomplished, and find out where that goal is located in your mental image frame.

So now you have two goals in mind: one you’ve already achieved and one you want to achieve. Note every little detail about these goals: Where are they located? What are the colors of the images? Are they big, bright, and clear or are they small, blurry, and distant?

How do these images feel to you? Does one make you feel happy, excited, and thrilled? Does the other make you feel depressed, wistful, etc.?

Once you’ve noted every detail about the two images, take the goal you have not yet achieved and give it the same qualities as the goal you have achieved. Make it bigger and brighter; move it to the same location as the image of the already-achieved goal; make it feel the same by inserting every detail. Adjusting your mental image of the current goal to mirror one you’ve already achieved makes your new goal seem easier and gives you the feeling that you have already achieved it.

Physically act out your goal in action moves. For example, with your eyes closed, envision yourself buying a new home, walking through every detail. First, you get on the phone and talk to your realtor; later you shake his or her hand (yes, pick up an actual phone and really shake a hand). Greet the realtor and explain, in detail, what you want your house to look like. Take them to the house you want to buy (yes, really walk in place and explain the details out loud, using lots of gestures). I know this seems silly, and you may feel like a kid playacting, but this is a great visualization technique, not to mention a great stress reliever. Go through all the motions and experiences, as if they were really happening. Notice your emotions, and have fun with this!

Allow yourself 10 to 30 minutes every day or every other day for visualizing your goal. Set aside time to rest and remove yourself from everything else going on. Find a quiet, uninterrupted area to perform these techniques. Remember, the more you focus on your goals, the sooner you will achieve them.

Scott White is a certified professional trainer and nutritionist, located in Scottsdale. To contact him, visit him on the Web site http://www.personalpowertraining.net; phone him at 480.628.1607; or e-mail him at swhite@personalpowertraining.net.